Nearly all students accepted for graduate study at the College receive substantial financial aid and health insurance. However, during their first year at the College, financial aid is not usually given to international students who have no previous U.S. schooling. After one year, international students may receive financial aid if they are doing well academically, and if funds are available.

Financial aid is provided in the following ways:

Graduate Student Instructors
Graduate Student Instructors (GSI) serve 15-16 hours per week in undergraduate laboratories and/or courses under the direction of faculty members. GSI positions are typically granted for one term each academic year. They include stipends, full tuition grants, and health insurance. GSI usually receive additional financial support during the remaining months.

Endowed and Special Fellowships
Several fellowships consisting of a stipend and a tuition scholarship are provided to support full-time graduate study and research at the College. Please see a complete listing.

Graduate Student Research Assistantships
Twelve-month research assistantship appointments, consisting of a full-tuition subsidy, are funded annually by the National Institutes of Health, other divisions of the federal government, and the pharmaceutical industry. These assistantships include stipends, full-tuition grants, and health insurance. To qualify for financial support, graduate students must be enrolled for two terms a year and be on campus 12 months of the year.

Rackham Merit Award (for Under-Represented Minority Students)
A competitive award consisting of tuition payments and monthly stipends for two terms is available to newly admitted minority students in approved doctoral programs in the divisions of biological/health sciences and the physical/engineering sciences.

Stipends
The stipend rate for all types of support - teaching assistantships, research assistantships, and fellowships is $21,000 or $23,500, depending upon the program of study (2005-2006 academic year). Health insurance is also covered.

Loans
Loans are available to students through the University's Office of Financial Aid. The College of Pharmacy has two special funds from which loans can be requested: the Harry Helfman Pharmacy Student Aid Fund, and the Albert B. Prescott Memorial Loan Fund. In addition, the Horace H. Rackham School of Graduate Studies offers financial support in the form of discretionary funds, travel grants, and fellowships.

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